No person shall, while borrowing or lending from a bank or financial institution, do the following:- (a) Obtain or grant a loan by submitting false, false or incomplete financial statements or setting up a fictitious business, (b) Taking or giving loans by unnaturally overvaluing the mortgage, (c) Taking or giving loans by unnaturally increasing the cost of the project on the basis of false information, (d) Obtaining or providing loans, facilities or concessions beyond the authorized or approved limits. , (D1) The chief executive officer or employee of a bank or financial institution shall obtain a loan or loan from his bank or financial institution in any other way except for the loan or loan under the employee benefits provided by the bank or financial institution in accordance with the regulations relating to employee administration or the regulations relating to employee benefits or facilities. Borrow, (d2) The founder, director, shareholder of a bank or financial institution, who is considered to have a financial interest according to prevailing law, or a family member of such a person, can take a loan from his bank or financial institution, but the above provisions prevent taking a loan on the security of term receipts, gold or government bonds. (e) If the security once given to a bank or financial institution is not duly released and the same security is placed in another bank or financial institution to take or give a loan again, but to the extent that the value of the security is reduced, the second right shall be retained (paripasu) according to the prevailing law on co-financing. This restriction shall not apply to give or take loans. To give credit or take or give credit, (g) to give more credit than necessary compared to the customer's business, (h) to take or give any kind of unfair advantage for providing credit facilities. (j) Founder, director of a bank or financial institution Chief Executive Officer or Loan Officer(j) The founder, manager, chief executive officer of a bank or financial institution, or a person authorized to extend a loan, interferes with his own financial interest To provide any kind of loan in the name of any person or organization.