No person shall, while opening an account or demand payment in a bank or financial institution, do any of the following:-(a) Open an account by presenting forged documents or knowing that such documents are about to be opened. Knowingly opening an account or depositing money in such an account, causing or withdrawing money from such an account or assisting in such an act or opening such an account and withdrawing money using an electronic card or device, (b) opening an account in the name of a fictitious or other person or organization except in accordance with law or To open an account, (c) Cut a check knowingly that there is no balance in your account.