(1) The bank will mobilize foreign exchange reserves. Such reserve shall be denominated in the relevant foreign exchange and such reserve shall include the following assets:- (a) Gold and precious metals held by the bank or deposited in the bank's account. (b) Foreign currency held by the bank or deposited in the bank's account. (c) In the name of the bank. Foreign currency in a foreign central bank or other foreign bank account. Bills of Exchange, Promissory Notes, Savings Loans, Bonds and other debt security. (f) An agreement entered into with a foreign bank or an international financial institution for immediate or repurchase, or an agreement between the bank and the other party to be paid in foreign exchange, such that the institution has a deposit and will purchase in the future. (2) When selecting assets as per sub-section (1), the bank shall do so in such a way as to generate maximum income, taking into account the security of the bank's capital and liquidity. (3) When the bank implements monetary and foreign exchange policies, the bank shall maintain a reasonable international reserve required for prompt payment in international transactions. (4) If the bank suspects that the implementation of the monetary and foreign exchange policy will have an adverse effect on the process of early payment in international transactions due to the decrease in the amount of international reserves or has reached a state of decline, the bank should take measures to prevent the current status of the international reserves, the decrease and the reasons for the decrease. (5) Until the situation as per sub-section (4) is improved, the bank will prepare a report with additional suggestions as necessary and submit it to the Government of Nepal. It will show in your balance sheet.