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Section 45
Determining the actual amount of loan principal and interest
After the filing of Fantwari according to section 44, the committee, institution or officer who filed the same shall determine the actual amount of the remaining principal and interest of the agricultural loan after giving a reasonable deadline to the relevant persons, understanding, necessary selection and examination, based on the following .
(a) If the creditor has collected double interest on the principal, it will be considered as a loan instrument.
(b) If more than 1000 interest is charged on the cash, the excess interest will be considered to be deducted from the principal.
(c) If interest has been charged, such interest shall be deemed to have been deducted from the principal.
(d) In case of enjoyment of the bag in order to get more than 10 aystas, all the aystas obtained will be converted into cash and the amount determined to be more than 10 sakayadas will be considered to be deducted from the capital.
(e) No interest shall be given for the loan given by him to the ploughman, man or herdsman and even if such interest is charged, such interest shall be deemed to have been deducted from the principal. For each year that such ploughman, man or herdsman works, it will be considered that the loan is automatically reduced at the rate of 100000 of the total loan that he has to pay to his household creditor. But if you work according to local customs, if you get more than that amount, the amount you get will be deducted from the loan.
(f) If interest is taken from the land owner on the seeds taken by Mohi, that interest shall be considered as deducted from the principal.
(g) According to the law or custom, in the case of land that is not surrendered or surrendered, the property acquired in the occupation prior to the commencement of this restrictive clause shall not be deducted from the principal in the occupation in accordance with Clause (d).